SAAQ Lawyer in Quebec: Contest the SAAQ and Obtain Your Compensation

Has the SAAQ denied your claim or cut your compensation?

Has the SAAQ denied your claim, cut your income replacement indemnity, or dismissed your after-effects? A SAAQ lawyer from Accident Solution contests the decision, builds your medical evidence, and represents you all the way to the Tribunal administratif du Québec (TAQ) to obtain the compensation you deserve after your road accident.

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    The Essentials: A SAAQ Lawyer Who Contests on Your Behalf

    For 30 years, we have defended road-accident victims in Quebec against the SAAQ: contesting an unfavourable decision, getting your after-effects recognized, and maximizing your compensation.

    • Free consultation, reply within 24 hours.
    • Home visits when needed.
    • Province-wide coverage: offices in Montreal and Quebec City.
    • Flexible fees: flat rate, percentage, or instalment payments.

    The deadline to contest a SAAQ decision is 60 days: every day counts.

    Compensated Even If You Are at Fault: The No-Fault Plan

    In Quebec, the SAAQ compensates any victim of bodily injury from a road accident, regardless of fault. Even if you are responsible for the accident, you are entitled to SAAQ compensation. In return, the Automobile Insurance Act bars you from suing the at-fault driver: for your injuries, your only recourse is through the SAAQ. An unfavourable decision therefore carries great weight, and it must be contested. Weren’t responsible? See how to obtain compensation after a road accident.

    Who Is Covered by the SAAQ?

    The SAAQ covers anyone injured by a road vehicle in Quebec, or outside Quebec if they reside in Quebec: drivers, passengers, pedestrians, and cyclists. It applies to accidents involving a car, a motorcycle, a bus, or a truck, not off-road vehicles. An accident that occurs while driving for work can fall under both the SAAQ and the CNESST: our CNESST lawyers then coordinate the two files. To tell the regimes apart, see car accident at work: CNESST or SAAQ.

    Why Trust Your File to an Expert SAAQ Lawyer?

    The SAAQ issues quick decisions that don’t reflect your real condition: a denied diagnosis, a cut IRR, minimized after-effects, an unrealistic suitable employment. An expert SAAQ lawyer analyzes your medical file, spots the flaws in the decision, obtains an independent counter-evaluation when needed, and represents you before the TAQ. That is often where your compensation is won.

    Does a SAAQ Decision Seem Unfair to You?

    Our lawyers review your SAAQ decision free of charge and tell you your chances of contesting it.

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    A Lawyer or an Administrative-Recourse Expert: Our Hybrid Model

    You can be represented by a lawyer who is a member of the Barreau du Québec or, at lower cost, by an expert in administrative recourse. This flexibility, rare in Quebec, makes recourse against the SAAQ accessible to far more road-accident victims.

    The Compensation You Can Obtain From the SAAQ

    The SAAQ rarely mentions every benefit you are entitled to. A SAAQ lawyer makes sure nothing is left out:

    • Income replacement indemnity (IRR): compensates your lost income when your injuries keep you from working.
    • Compensation for permanent impairment and loss of quality of life: a lump sum for your after-effects, once your condition has stabilized.
    • Personal home assistance: when the accident keeps you from carrying out your daily tasks.
    • Reimbursement of expenses: treatment, medication, medical travel, and technical aids.
    • Death benefits: for the family of a victim who dies from a road accident.

    To go further: the SAAQ income replacement indemnity and SAAQ compensation.

    SAAQ Compensation Denied or Cut?

    Don’t let a decision deprive you of your income. Have your SAAQ file assessed for free.

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    The 60-Day Deadline to Contest a SAAQ Decision

    The deadline to contest a SAAQ decision is strict: 60 days. After that, your right of recourse can expire and the SAAQ decision becomes final. To understand the timelines, see the important deadlines in a dispute with the SAAQ.

    Is the 60-Day Deadline Approaching?

    Speak to a SAAQ lawyer before it is too late.

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    Contesting the SAAQ, Step by Step: Review, TAQ, Conciliation and Hearing

    Here are the steps of a contestation with the SAAQ:

    1. SAAQ decision: you receive a written decision on your compensation file.
    2. Application for review: we file your application for review within 60 days.
    3. Review decision: the SAAQ reassesses your file and issues a new decision.
    4. Recourse to the TAQ: if the decision remains unfavourable, we bring it before the Tribunal administratif du Québec.
    5. Conciliation and hearing: the TAQ first offers an amicable conciliation; failing an agreement, your case is heard at a hearing.

    For your options, see your recourses against a SAAQ decision and how long a settlement with the SAAQ takes.

    The SAAQ Decisions We Contest Most Often

    Here are the SAAQ decisions we contest most often, on review or before the TAQ.

    Denial or Reduction of the Income Replacement Indemnity (IRR)

    The SAAQ sometimes cuts the IRR, ruling that you can return to work. If that assessment does not reflect your real capacity, we contest it, backed by medical evidence.

    Relapse, Recurrence or Aggravation

    An injury recognized by the SAAQ can deteriorate: a relapse, recurrence or aggravation. You may then be compensated again by proving an objective deterioration of your condition.

    Denial of a Traumatic Brain Injury (TBI) or a Psychological Injury

    Traumatic brain injuries and psychological injuries such as depression are often minimized by the SAAQ. An independent counter-evaluation lets us document these after-effects and get your rights recognized.

    Suitable Employment and Salary Calculation

    After your treatment, the SAAQ may assign you a suitable employment or set your base salary. These decisions have a major impact on your compensation: contest them without delay if they are unrealistic.

    Victimes d’actes criminels et maladie caractéristique

    Après un accident, un rapport médical est souvent nécessaire. Votre avocat peut vous conseiller sur le choix d’un médecin généraliste et comment ce choix affecte votre processus d’indemnisation

    A Legal and Medical Team to Build Your Evidence

    Under the supervision of Me Robert Astell, a member of the Barreau du Québec since 1995, our lawyers and our experts coordinate your evidence and a counter-evaluation to respond to the physician designated by the SAAQ. Thirty years of experience in administrative law serving road-accident victims: the strength of Accident Solution.

    A SAAQ Lawyer Across Quebec

    Our SAAQ lawyers travel across Quebec, to your home when needed. From our offices in Montreal and Quebec City, we serve clients throughout the province, from Gatineau to Rimouski and from Saguenay to the Montérégie. Beyond the SAAQ, our firm also defends victims of crime with our IVAC lawyers and insured persons facing a disability refusal with our disability insurance lawyers.

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    Frequently Asked Questions About SAAQ Lawyers