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Legal guides: CNESST, SAAQ, IVAC and disability insurance
Benefits, deadlines, appeals: 110 articles written by our team to help you understand your rights after an accident.

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Are CNESST Payments Taxable? Income Tax on Your CNESST Benefits in Quebec
110 articles

Are CNESST Payments Taxable? Income Tax on Your CNESST Benefits in Quebec
You are receiving compensation from the CNESST (Quebec's workers' compensation board) after a workplace accident, and a very understandable worry sets in as tax season…

What Are the Different Types of Lawyers?
You need a lawyer, but which one? Between the family lawyer, the criminal lawyer, the tax lawyer and the lawyer who focuses on administrative law, it is hard to know…

Are Legal Fees Fully Tax Deductible in Canada?
You paid lawyer's fees this year, and a very practical question comes up when you file your income tax return: are these legal fees tax deductible? The honest answer is…

How Much Does the SAAQ Pay in 2026?
After a road accident, the same question always comes up: how much does the SAAQ pay, and will it be enough to keep you afloat? The short answer: in 2026, the income…

How to Send a Demand Letter in Quebec
You have written your demand letter, and one question remains: how do you send it so that it actually counts? In Quebec, the method of delivery is not a detail. A demand…

Can I Sue My Employer for a Work Injury in Quebec?
You were hurt on the job, the bills are piling up, and a hard question surfaces: can I sue my employer for a work injury? It is fair to ask, and an emotional thing to…

CNESST permanent impairment after age 65: your rights and compensation
CNESST permanent impairment after age 65 raises important questions for workers in Québec. Contrary to some common beliefs, continuing to work after age 65 does not…

How to Report a Workplace Accident in Québec
A workplace accident can happen without warning. Whether you work in construction, in an office, or on the road, knowing how to report a workplace accident quickly can…

Occupational Disease: Definition and Diseases Recognized by the CNESST
Occupational diseases represent a major workplace health and safety issue in Quebec. Unlike a workplace accident that occurs suddenly, an occupational disease develops…

Car accident at work: CNESST or SAAQ?
When a car accident occurs in a professional context, a common question arises: who should compensate the injured worker? The CNESST (Commission des normes, de l'équité…

How to Prove Psychological Harassment at Work (CNESST)
Facing a toxic work environment, where humiliating remarks, isolation, or repeated behaviors create real suffering at work, is an ordeal that many employees endure in…

How to Write a Demand Letter?
Are you facing a civil dispute, a refusal to pay, a contractual conflict, or a situation that requires formal action? Before initiating legal proceedings, the first…

What to Do After a Car Accident Without a Report
A car accident without a report happens more often than people think, especially in cases of minor collisions or small damages. However, even without an officially…

How to Report a Workplace Accident to the CNESST in Quebec
Every day in Quebec, hundreds of workers experience workplace accidents. Whether minor or serious, these events must be taken seriously from the moment they occur.…

How to Write an Effective Workplace Accident Report in Quebec
Writing a workplace accident report in Quebec is a critical responsibility following any on-the-job incident, whether it results in injury, illness, property damage, or…

Who is Eligible for Victim Compensation in Quebec?
If you’ve been the victim of a crime in Quebec, you may be entitled to financial compensation and support through the Indemnisation des victimes d’actes criminels…

Need to Report a Hit and Run in Quebec? Here’s How
If you've just experienced a hit and run, you're likely feeling overwhelmed, frustrated, and unsure of what to do next. In Quebec, reporting a hit and run isn’t just…

How Much Does The CNESST Pay? What Quebec Workers Need to Know
The CNESST (Commission des normes, de l'équité, de la santé et de la sécurité du travail) oversees workplace injury compensation in Quebec, offering benefits such as…

Do All Workplace Accidents Need to Be Reported? Your Legal Obligations in Quebec
Whether it’s a minor incident or a serious injury, proper reporting is a legal duty that protects both workers and employers. A 2022 report by Employment and Social…

Can You Be Fired for a Workplace Injury? Here’s What the Law Says
A common concern among injured workers is whether sustaining an injury at work could jeopardize their job. The short answer is: not legally, without just cause. However…

Who Is Responsible for Workplace Health and Safety in Quebec?
Workplace health and safety is a shared responsibility—but who exactly holds that responsibility? The answer involves more than just employers or safety representatives.…

What is the CNESST? Guide to Workplace Health and Safety in Quebec
In the province of Quebec, workplace safety and employment standards are overseen by a unique government organization known as the Commission des normes, de l'équité, de…

How Long Do You Have to Report a Car Accident to the SAAQ
If you’ve recently been involved in a car accident, understanding how to report the incident to the Société de l'assurance automobile du Québec (SAAQ) is critical to…

Why is Workplace Safety Important? Protect Your Employees & Reduce Risks
Workplace safety is a key component of any successful business. A safe work environment not only protects employees from potential hazards but also enhances…

What Is Temporary Disability Insurance in Canada?
Disability insurance in Canada is one of the most important types of insurance to have. It protects you and your family financially in the event of an accident or…

Can A Witness be Charged with a Crime? What to Do After Witnessing a Crime
Have you witnessed a crime? You may find yourself wondering what to do next. In this article, we'll explain some important steps to take if you witness a crime. From…

How Long Do You Have to Report a Workplace Injury?
Workplace injuries are a serious concern in any working environment. Whether the injury is caused by an accident, structural failure, or even a work-related disease, the…

How Long Does It Take to Receive Crime Victim Compensation in Quebec?
In Quebec, victims of violent crime have access to the Crime Victim Compensation Program under the Indemnisation des victimes d'actes criminels (IVAC). This program…

SAAQ Timeline: How Long Does a Car Accident Settlement Take?
Dealing with a car accident can be overwhelming, from managing your injuries to navigating insurance claims. One of the most crucial steps after an accident in Quebec…

Should I Get a Lawyer for a Minor Car Accident?
Minor car accidents, often referred to as fender benders or minor collisions, can leave individuals questioning whether they need legal representation. In Quebec, the…

Who Needs to Be Notified of a Workplace Injury? Essential Reporting Steps
When a workplace injury occurs, knowing who needs to be notified of workplace injury is essential for ensuring proper documentation and compensation. Promptly reporting…

What to Do After a Car Accident That’s Not Your Fault: Essential Steps
Being involved in a car accident that wasn’t your fault can be overwhelming, leaving you unsure of the next steps. Understanding what to do after a car accident that’s…

Workplace Injuries: Can You Claim Compensation?
If you’ve suffered an injury at work in Quebec, understanding your rights to compensation is essential. The province’s Commission des normes, de l'équité, de la santé et…

CNESST Rehabilitation: What You Need to Know for a Stress-Free Recovery
Occupational rehabilitation offered by the CNESST plays a vital role in helping workers recover from employment injuries and regain their functional abilities.…

How Can I Access My Files and Personal Information With the CNESST?
Accessing files and personal information with the CNESST is an essential step for workers dealing with workplace injuries or occupational accidents. It enables the…

SAAQ Income Replacement Indemnity: Everything You Need to Know
In the aftermath of a road accident, financial worries can quickly add to an already stressful situation. That’s where the SAAQ Income Replacement Indemnity comes into…

How Can the CNESST Help Me If I Am a Victim of Harassment or Discrimination at Work?
Facing CNESST harassment or discrimination in the workplace can be overwhelming, but knowing your rights and how to seek compensation is crucial. The Commission des…

Everything You Need to Know About SAAQ Compensation
Navigating the aftermath of a road accident can be overwhelming, especially when it comes to understanding your rights and the compensation available to you. In Quebec…

How do I Get a Medical Assessment of my Occupational Illness?
If you suspect that you have an occupational illness, obtaining a thorough medical assessment is a crucial first step in protecting your health and securing any…

What are the Important Deadlines to Respect During a Dispute with the SAAQ?
Navigating a dispute with the Société de l'assurance automobile du Québec (SAAQ) requires careful attention to important deadlines to ensure your rights are protected.…

What Benefits Am I Entitled to in the Event of a Workplace Accident?
Work accidents can have significant repercussions on your health, finances, and overall well-being. In the province of Quebec, the Commission des normes, de l'équité, de…

What are My Employer’s Obligations Regarding Health and Safety at Work?
Understanding your employer's obligations regarding health and safety at work is crucial for ensuring a safe and compliant workplace. Employers are legally required to…

What are the Steps to Follow When a CNESST Dispute Heads to a Hearing or an Administrative Tribunal?
Accidents and workplace injuries can disrupt the lives of employees and employers alike. In Quebec, the Commission des normes, de l'équité, de la santé et de la sécurité…

What are the Possible Recourses if I am Not Satisfied with the SAAQ’s Decision?
The SAAQ plays a vital role in administering various programs and services related to driver's licenses, vehicle registration, and road safety in Quebec. However, their…

What Are My Rights As An Employee Regarding Health And Safety At Work?
In Quebec, as in many jurisdictions around the world, employees have fundamental rights when it comes to health and safety in the workplace. These rights are enshrined…

How Can I File A Claim With The CNESST For A Work Accident Or Occupational Illness?
Work-related accidents and occupational illnesses can occur unexpectedly, causing injury and disruption to an individual's health and livelihood. In such cases, it's…

How Can I Obtain Information on the Status Of My Current SAAQ Compensation Claim?
In Quebec, ensuring road safety and providing compensation in the event of automobile accidents is of paramount importance. The Société de l'assurance automobile du…

What Are My Rights and Responsibilities as a Claimant for Compensation From the SAAQ?
In Québec, when you find yourself in a situation where you've been involved in an automobile accident, you may be entitled to assistance and services from the Société de…

What are the Possible Resources if I am Not Satisfied with the CNESST’s Decision?
In the realm of employment, ensuring health and safety standards are upheld is paramount. However, despite stringent measures, workplace accidents or occupational…

What are the Costs Associated with the Assistance of a Lawyer in a Dispute with the SAAQ?
In the province of Quebec, Canada, persons involved in automobile accidents may find themselves in disputes with the Société de l'assurance automobile du Québec (SAAQ)…

What are the Advantages of Hiring a Lawyer to Help me in my Dispute With the SAAQ?
In the aftermath of a motor vehicle accident, individuals often find themselves navigating a complex web of legal processes and paperwork to secure compensation for…

What are the Main Mistakes to Avoid When Hiring a Lawyer for a CNESST Dispute?
In the complex landscape of employment law, disputes between employees and employers often arise, leading to a need for legal intervention. In the province of Quebec…

Do I Need a Lawyer to Handle My Claim or Dispute With the SAAQ?
n the event of motor vehicle accidents, individuals may find themselves entangled in a web of complex legal procedures, medical bills, and insurance claims. The Société…

What Are The Important Deadlines to Respect During a CNESST Dispute?
The Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) plays a crucial role in safeguarding the rights of workers and employers in…

How Can My Lawyer’s Experience in CNESST Litigation Influence the Outcome of My Case?
In the complex landscape of employment and workplace accidents, navigating legal intricacies can be a daunting task. The Commission des normes, de l'équité, de la santé…

How Do I Choose the Right Lawyer to Assist Me in My Dispute Against the SAAQ?
In the province of Québec, navigating through legal matters related to the Société de l'assurance automobile du Québec (SAAQ) can be a daunting task, especially when…

How much does it generally cost to hire a lawyer in a CNESST case?
The Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) is the government agency responsible for workers' compensation and occupational…

How do I choose the right lawyer to help me in my dispute against the CNESST?
If you're facing a dispute against the Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) in Québec, it's crucial to have a lawyer who…

Do I need a lawyer to file a claim with the CNESST?
The CNESST is responsible for ensuring the application of labor standards, the equitable treatment of workers, and promoting occupational health and safety in Quebec…

What are the advantages of hiring a lawyer to handle my CNESST complaint?
The Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) plays a pivotal role in safeguarding the rights and well-being of workers in…

How can a CNESST lawyer help me navigate the appeals process if my claim is denied?
If you've suffered an injury at your workplace in Quebec, you're likely covered under the provincial workers' compensation system overseen by the Commission de la santé…

Can a CNESST lawyer help me if I’ve been retaliated against by my employer for filing a claim?
In the Canadian federal government, ensuring the safety and well-being of workers is of paramount importance, particularly in high-risk sectors, where safety protection…

Can a CNESST lawyer assist me if my employer is not providing proper safety equipment or training?
In today's fast-paced and demanding work environments, ensuring the safety and well-being of employees should be a top priority for employers. Unfortunately, not all…

What rights do I have as a temporary or contract worker in relation to CNESST claims?
As a temporary or contract worker, it is important to understand your rights and protections when it comes to CNESST claims. The Commission des normes, de l'équité, de…

Can a CNESST lawyer assist me if I have developed an occupational disease?
Dealing with an occupational disease can have serious implications on your health, career, and overall well-being. The Commission des normes, de l'équité, de la santé et…

Can a CNESST lawyer help me if I have been exposed to toxic substances in the workplace?
Exposure to toxic substances in the workplace can have severe health consequences. If you have been exposed to such substances, you may be wondering if a CNESST lawyer…

How Can I Claim My Spouse’s Life Insurance?
Losing a spouse is a difficult and emotional time. The last thing you want to worry about is how to access their life insurance policy. But unfortunately, it's a…

How To Understand An Insurance Contract
Have you ever felt lost while reading an insurance contract? With all the legal jargon and fine print, it can be overwhelming to understand what you're agreeing to. But…

Are IVAC Monetary Compensations Taxable?
Through Indemnisation des victimes d'actes criminals (IVAC) or crime victim compensation, victims of crimes can receive money as compensation for their losses. However…

Who Is Covered By The CNESST?
The Commission des normes, de l'équité, de la santé et de la sécurité au travail (CNESST) is a government organization that ensures workers in Quebec are provided with…

How to file a claim with the CNESST
Are you looking to file a claim with the Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) in Quebec? If so, you’ve come to the right…

Does the employer have to make payments to the CNESST?
If you are an employer in Quebec, you may be wondering whether you need to make payments to the Commission des normes, de l'équité, de la santé et de la sécurité du…

What are punitive damages?
In Quebec, punishment for abusive behaviour is not reserved for the criminal and penal courts. Some civil law statutes allow for punitive damages to be awarded. This…

I am the next of kin of a victim of a crime | What now?
It goes without saying that being at the receiving end of a crime can be an extremely traumatic experience. However, being next of kin to a victim of crime can be even…

19 courtroom terms everyone should know
Whether you're in court as a party to the case, an observer, or simply curious about what goes on in a courtroom, it's important to have an understanding of some of the…

How to contest an SAAQ decision
If you are a resident of Quebec and own and drive any kind of vehicle, the chances are you have had to deal with the SAAQ. The SAAQ, which stands for Société de…

How can disability insurance companies deny coverage?
Have you suffered an injury at work or recently been diagnosed with a long-term disability? Is your insurer or the Quebec Pension Plan (QPP) denying your disability…

How much does a disability lawyer cost in Quebec?
If you have a disability claim but don't know where to start, seeking the help and advice of a professional disability lawyer can make the process a lot easier. In order…

What do occupational health and safety experts do?
It’s important to ensure that all workplaces are safe, and that workers feel comfortable coming to work every day. In order to achieve this, you need to mitigate any…

Am I a victim of a criminal offense?
When violent crimes occur, it is extremely traumatic for the victims. They are at the center of the crime and feel the repercussions for months, if not years, after the…

An Introduction to the Administrative Labour Tribunal and CNESST
If you are under a contract of employment in the province of Quebec, it is essential that you fully understand the functions of the office and how it is designed to…

How to prepare for a hearing in the Tribunal administratif du Québec
The Tribunal administratif du Québec (TAQ) is responsible for administering justice within the province of Québec. Its functions include conducting hearings, issuing…

Car Insurance 101 | What you need to know about the SAAQ
In this article, Accident Solution explains what you need to know about the SAAQ and the automobile insurance system in Canada. What is car insurance? Car insurance is a…

Protection of workers in Quebec
To ensure the mental and physical well-being of workers, it is important that all employers respect the laws that dictate work standards in Quebec while guaranteeing the…

Administrative Lawyer | Steps of a recourse to IVAC, SAAQ and CNESST
In Quebec, victims of crime, work-related accidents or road accidents are eligible for public compensation plans, namely IVAC, CNESST and SAAQ. In order to obtain…

How to contest a decision of the Direction générale de l’IVAC
Victims of criminal offenses suffer a lot of stress and trauma following the crime which is why they want the process of claiming compensation to be as seamless and…

What compensation does IVAC offer?
Criminal acts can leave deep scars on their victims, both physical and emotional. And in order to enable the process of healing these scars, there needs to be support…

What are the benefits of union membership support?
Worker unions are commonly thought of as groups that organize workplace strikes, but they do a lot more. Although the importance of labour unions has waned in recent…

What is crime victim compensation (IVAC)?
When a crime occurs, victims often think that they are on their own to deal with the consequences and repercussions of the incident, but that is not true. In Canada, the…

Temporary Foreign Workers | CNESST Rights
The hiring of foreign workers is becoming more and more common in the job market. Foreign workers fill the labour shortage in certain sectors of activity in Quebec and…

Psychological Harassment at Work in Quebec: A Guide for Victims
Psychological harassment at work is vexatious behaviour, repeated and hostile or unwanted, that attacks your dignity or your psychological integrity and makes your work…

Can an Employee Sue Their Employer in Quebec? The Rule, the Exceptions and the Deadlines
Can an employee sue their employer in Quebec after a workplace accident? In the vast majority of cases, no: the Act respecting industrial accidents and occupational…

What to do if your insurer refuses to pay?
Your insurance company and policy are supposed to protect you in case of an accident that leaves you disabled, but sometimes some insurance companies refuse to pay you…

Who is eligible for CNESST?
The Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) is responsafble for enforcing the Act on labor standards. The mission of CNESST…

Guide to Work-Related Mental Stress Injuries
Regardless of the profession you are in, job-related stress is a common occurrence in any workplace environment. The current state of the world in addition to the…

Can you be fired after a work injury in Quebec?
Going through a workplace accident can be a traumatic experience. The physical and mental harm endured by injured employees can drastically alter their way of life and…

What to do after a work accident?
You may never have seen a work-related accident, or you may think that nothing bad will happen to you while you are working. However, you should know that in 2003 alone…

7 things to consider when hiring a personal injury lawyer
Being caught in an accident or any other disadvantageous situation that may leave one injured is very stressful and possibly traumatic. Medical expenses and care…

Can I sue if I was hit by a car while jaywalking?
All citizens are exposed to the risk of being run over by a vehicle, be it a car, bicycle, or motorcycle. Although most of these accidents occur in large cities, due to…

Work-related accident – How do I obtain compensation?
No matter how serious or trivial, any work-related accident must be reported to the victim’s employer as well as to the CNESST – which explains why conflicts sometimes…

Road traffic accident | How do I obtain compensation?
The moment you are involved in a road traffic accident within or outside the province of Québec, you are entitled to benefits whether you were walking, driving a…

Challenging a ruling made by the CNESST
As the CNESST keeps a tight rein on compensation, many people are paid benefits that prove insufficient to outweigh the inconveniences they have suffered following a…

Challenging a ruling made by the SAAQ
The Régie de l’Assurance Automobile du Québec (or SAAQ) is a statutory program aimed at compensating the victims of bodily injuries caused by a road traffic accident.…

Victims of criminal acts | How to obtain compensation
Most victims of a criminal act find themselves in a rather unusual position likely to generate worries. Although the event itself might have lasted only a few seconds…

Consequences of a road traffic accident on the victim
considering that functional and psychological aftereffects may occur long after the event took place. Although any victim of a road traffic accident can file a claim…

Choosing the right attorney
Although hiring an attorney usually becomes an urgent matter, haste is your enemy. Always keep in mind that the attorney you choose will accompany you through the legal…

How Much Does a Lawyer Cost in Quebec in 2026?
Hiring a lawyer is a decision that almost always raises the same question: how much is this going to cost? In Quebec in 2026, an attorney's hourly rate generally ranges…

What to do if you are involved in a work-related accident outside of your work schedule?
Whenever you suffer from a work-related accident that keeps you away from work for a few days or weeks, you should file a claim with the CNESST in order to be…

What is workplace harassment?
Since the Act respecting labour standards (ALS) adopted by the government of Québec provides that any and all workers have to right to evolve within an environment…

Temporary vs Permanent Disability CNESST: A Complete Guide
After a workplace accident or an occupational disease, the Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) may recognize two types…
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