Law Firm · Administrative Law

Accident Solution — Lawyers expert in CNESST, SAAQ, IVAC and Disability Insurance

Let our lawyers win your compensation claim with the CNESST, the SAAQ or the IVAC. Free consultation, response within 24 hours, home visits available.

Three Best Rated – Personal Injury Lawyers Montreal 2020

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    30 yearsof experience in administrative law
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    CNESST · SAAQ · IVACExclusive areas of practice
    Our Firm

    A Law Firm Dedicated to Accident Victims and Denied Compensation Claims

    Accident Solution is a firm of lawyers and administrative recourse experts handling proceedings involving the CNESST (formerly CSST), the SAAQ, and the IVAC, before the Administrative Labour Tribunal (TAT) or the Administrative Tribunal of Quebec (TAQ). Our lawyers take charge of your file from A to Z, draft all legal procedures, and represent you before the tribunals or in conciliation.

    Whether your claim is new, contested, or involves a relapse or aggravation, we offer individualized assistance to enforce your rights and obtain the compensation provided for by Quebec law.

    Our Hybrid Model: Quebec Bar Lawyers and Administrative Recourse Experts

    The Accident Solution team is made up of lawyers registered with the Barreau du Québec and experts in administrative recourse, under the supervision of Me Robert Astell. This unique structure allows our clients to choose: representation by an expert lawyer, or by an administrative recourse expert, at a lower cost and within the limits provided by the Act respecting the Barreau.

    This flexibility — rare in the Quebec legal market — makes representation accessible to a greater number of people harmed by an unfavourable decision from the CNESST, the SAAQ, or the IVAC.

    30 Years of Experience in Administrative Law and Compensation Claims

    Our team has accumulated 30 years of experience in Quebec administrative law. We know the inner workings of each agency, the deadlines to respect, the pitfalls to avoid, and the arguments that make the difference before the tribunals. This expertise translates into a rigorously built file and a well-prepared representation.

    Speak to an Accident Solution Lawyer for Free

    A question, a doubt, an unfavourable decision to contest? Our team responds within 24 hours, by phone or email, at no cost and with no commitment.

    Accident Solution lawyers – consultation
    Free consultation · Home visits available · Response within 24 h

    Our Areas of Practice

    Our CNESST, SAAQ, IVAC and Disability Insurance Lawyer Services

    Our four services cover the full range of administrative and private recourses related to work accidents, occupational diseases, criminal acts, and disability in Quebec.

    CNESST Lawyer: Contestation, Review and Representation Before the Administrative Labour Tribunal

    Our CNESST lawyer service covers new claims, administrative review requests, representation before the Administrative Labour Tribunal, and obtaining the income replacement indemnity (IRI) — up to 90% of net salary. We also represent workers in cases of occupational disease, psychological injury, relapse or aggravation, and psychological harassment at work.

    Respecting contestation deadlines is decisive: 30 days for an administrative review, 45 days for the TAT.

    SAAQ Lawyer: Compensation After a Road Traffic Accident

    Our SAAQ lawyer service supports victims of road traffic accidents (drivers, pedestrians, and cyclists) through every step of the compensation process with the Société de l’assurance automobile du Québec. This includes new claims, administrative review, representation before the TAQ, the income replacement indemnity, compensation for permanent bodily injury, indemnity for loss of quality of life, and home personal assistance allowances.

    Whether you face a claim denial or a decision regarding your work capacity, our SAAQ lawyers defend your interests at every step.

    IVAC

    IVAC Lawyer: Representing Victims of Crime and Their Families

    Our IVAC lawyer service supports people eligible for the compensation program: direct victims, witnesses, rescuers, and family members of deceased victims. The LAPVIC provides notably for the absence of any limitation period for files involving conjugal violence, sexual violence, and child abuse.

    Our lawyers prepare the initial application, the administrative review, and the contestation before the TAQ. We manage indemnities for medical, psychological, and funeral expenses as well as loss of income.

    Disability Insurance

    Disability Insurance Lawyer: Contesting Refusals from Private and Public Insurers

    Our disability insurance lawyer service covers contestation of benefit denials from private insurers (LTD, STD, mortgage), group insurers, and government bodies (QPP, CPP, Employment Insurance). We offer contingency fees: no payment unless we win your case.

    Our support includes analyzing your policy, negotiating with the insurer, litigating if necessary, and managing deductions when multiple income sources overlap.

    Free Lawyer Consultation Within 24 Hours

    Guaranteed response within 24 hours. No upfront fees. Speak with an expert lawyer who will review your file with no commitment on your part.


    Why Choose Us

    Why Choose Our Lawyers expert in Administrative Recourse

    Three fundamental reasons define what we offer our clients: resources, service, and pricing.

    A Multidisciplinary Team of Lawyers and OHS Experts

    We have a multidisciplinary team that includes our lawyers — members of the Barreau du Québec — alongside occupational health and safety (OHS) experts and qualified professionals for medical file assessment. With 30 years of combined experience, our team has the necessary expertise, and we know who to talk to in order to move your file forward.

    A legal and medical team under one roof means a better-prepared file and a stronger argument before the tribunal.

    A Human, Accessible Service: Home Visits Available

    We come to your home when needed, particularly for clients with reduced mobility or those convalescing. Our team responds quickly, because contestation deadlines are strict and every day matters. We are a qualified, dedicated team that takes the time to listen before proposing a strategy tailored to your situation.

    Our goal: to simplify what is complex, and to reduce the administrative stress of an already trying journey.

    Flexible Pricing and Contingency Fees for Disability Insurance

    We offer outstanding service at a fair price, with several options depending on the service:

    • Reasonable flat-rate payment
    • Percentage-based pricing
    • Possibility of installment payments
    • Contingency fees (no-win-no-fee) for disability insurance files

    Your financial constraints should never prevent you from accessing the legal representation you need.

    Your rights explained by our lawyers — watch our video presentation

    Three Best Rated 2020

    Province-Wide Coverage

    A Lawyer Near You Anywhere in Quebec

    With two physical offices (Montreal and Quebec City) and province-wide coverage through phone or home consultations, our services are accessible anywhere in Quebec. We represent clients from Gatineau to Rimouski and from Saguenay to the Montérégie.

    Lawyer in Montreal, Laval, Longueuil and Brossard

    From our Montreal office at 408 rue McGill, we serve the entire greater metropolitan area.

    Lawyer in Quebec City, Lévis and the Capitale-Nationale Region

    Our Quebec City office at 5300 Boulevard des Galeries serves the entire Capitale-Nationale and Chaudière-Appalaches regions.

    Lawyer in Sherbrooke, Trois-Rivières, Gatineau, Saguenay and Other Quebec Regions

    Our lawyers represent clients all across Quebec:


    What You Need to Know

    Your Rights Before the CNESST, SAAQ, and IVAC

    We understand that being the victim of a workplace accident, a road traffic accident, or a criminal act disrupts your daily life and that of your loved ones. The CNESST, the SAAQ, and the IVAC were created by the government with the specific mission of helping you regain your quality of life. Too many people, in the aftermath of misfortune, do not know what recourse is available to them. You have rights. Here is the essential information.

    Contestation Deadlines: Don’t Lose Your Rights

    The contestation deadline is the most critical factor in any file. The key deadlines to remember:

    1. CNESST: 30 days for an administrative review request; 45 days to bring the matter before the Administrative Labour Tribunal
    2. SAAQ: 60 days for administrative review; an additional 60 days for the TAQ
    3. IVAC: 30 days for the review; 60 days for the TAQ
    4. Initial CNESST claim: within 6 months of the injury or death
    5. Initial SAAQ claim: within 3 years of the accident

    For a complete guide, see our article on important deadlines to respect during a CNESST dispute.

    Speak to an Expert Lawyer Right Now, for Free

    Received an unfavourable decision? Don’t wait. The contestation deadline starts running the moment you receive the decision, and every day counts toward preserving your rights.

    Income Replacement Indemnity and Other Compensation

    The income replacement indemnity (IRI) is paid by the CNESST or the SAAQ up to 90% of the victim’s net income.

    This may be supplemented by compensation for permanent bodily injury, the indemnity for permanent impairment of physical and psychological integrity, the home personal assistance allowance, reimbursement of medical expenses, and — for the SAAQ — the indemnity for loss of quality of life.

    IRI — 90% of net incomePaid until consolidation or determination of suitable employment.
    Compensation for permanent bodily injuryLump-sum amount based on the percentage of permanent impairment.
    Permanent impairment of physical and psychological integrityIncluding pain, suffering, and loss of enjoyment of life.
    Home personal assistance allowancePaid when the health condition prevents daily tasks.
    Reimbursement of medical expensesCare, treatments, medications, devices, and prostheses.

    For a detailed breakdown of this component, see our guide on the SAAQ income replacement indemnity.

    Our Lawyers Facing Decisions from the Administrative Labour Tribunal (TAT) and the Administrative Tribunal of Quebec (TAQ)

    Decisions from the Administrative Labour Tribunal (TAT, for CNESST files) and from the Administrative Tribunal of Quebec (TAQ, for SAAQ and IVAC files) are final, except for exceptional recourses that do not allow filling gaps in the evidence. That is why it is essential to arrive before these tribunals with a complete file, solid medical expertise, and well-prepared representation.

    To understand how to contest a decision before reaching the tribunal stage, see our guide on the possible resources if you are not satisfied with the CNESST’s decision.


    Free Resources

    Resources and Legal Advice from Our Lawyers

    Our website offers two free resources to help you better understand your rights before you even contact us.

    Our Recent Articles on the CNESST, SAAQ, and IVAC

    Our legal blog features more than 100 articles covering deadlines, compensation, contestation procedures, psychological harassment, occupational diseases, car accidents, and much more. Each article is written by our team to demystify Quebec administrative law in plain language.

    Video Presentations: Your Rights Explained by Our Lawyers

    Our legal video presentations cover the key concepts in just a few minutes: presumption of workplace accident, recourses and deadlines, income replacement indemnity, permanent impairment of physical integrity. A short-form format, to grasp the essentials quickly.


    Frequently Asked Questions

    Frequently Asked Questions About Hiring a CNESST, SAAQ, or IVAC Lawyer

    Costs vary depending on the complexity of the file and the pricing model (flat rate, percentage, installment payments). For disability insurance files, we apply contingency fees: you only pay if we win. The initial consultation is always free. See our guides on how much it costs to hire a lawyer in a CNESST case and the costs associated with the assistance of a lawyer in a dispute with the SAAQ.

    CNESST, SAAQ, and IVAC administrative recourses are governed by strict rules of evidence and inflexible deadlines. A expert lawyer knows how to build credible medical evidence and often negotiates a more favourable settlement than a hearing. To go further, see our guide on how to choose the right lawyer to help in a dispute against the CNESST.

    30 days for the CNESST and IVAC review, 60 days for the SAAQ review. Once the review decision is rendered, you have 45 days (CNESST) or 60 days (SAAQ and IVAC) to bring the matter before the tribunal. See our guides on the possible recourses if you are not satisfied with the SAAQ’s decision and on the appeals process if your CNESST claim is denied.

    Yes, with no conditions. Our initial consultation is free — by phone, at our Montreal or Quebec City office, or at your home. We assess your file, identify your chances of winning, and propose a strategy, with no commitment.

    Barreau du Québec CNESST SAAQ IVAC Disability Insurance 30 years’ experience Three Best Rated 2020